Friday, June 27, 2008

Stress of Credit

So glad it is Friday. I really didn't sleep much last night and I really am in need of a break from work. I haven't worked out in 2 days, mainly because Wednesday was a bad day for me and I skipped it..then skipped it on Thursday because I couldn't get up in the morning. I have had a lot on my mind and find myself in weird mental places and thinking about very strange things. The big stress is that I am realizing how fragile my financial life is and I am making it my top priority to get out of debt. If I don't I will go crazy.

The situation: We need a new washer and dryer and went shopping for it last night. I really want new ones because I do all the laundry and the washer leaks and it takes 6 hours to dry clothes...but I just didn't want to sign up for another credit deal. I want to pay cash for I passed. I know I listened to my instincts, but it is hard to have self control for things like that because it is just too easy to get financing, because of my good credit. The bf does not have this ability. I have been watching a lot of Dave Ramsey lately and I really like his baby steps plan he has. I am going to try my hardest to resist temptation of credit...really hard. I need to to sleep better and for my own sanity.


Anonymous said...

Good luck with hanging in there to wait a while in order to buy your new appliance. Maybe you could put up a couple of lines of clothes line in your basement. Or take it to the laundromat to dry all at the same time? Hope it all works out.

Estellia said...

Thanks Val, you are very sweet.